Household Labour Search, Spousal Insurance, and Health Care Reform Tue., November 10, 2020 | 1:30 PM — 3:00 PM Zoom Webinar 1307 E. 60th Street Chicago, IL 60637 United States Sponsored By: Center for Economics of Human Development Lifecycle Working Group Lecture Series Abstract: Health insurance in the United States for the working age population has traditionally been provided in the form of employer-sponsored health insurance (ESHI). If employers of- fered ESHI to their employees, they also typically extended coverage to their spouse and dependents. Provisions in the Affordable Care Act (ACA) significantly alter the incentive for firms to offer insurance to the spouses of employees. We evaluate the long-run impact of the ACA on firms’ insurance offerings and on household outcomes by developing and estimat- ing an equilibrium job search model in which multiple household members are searching for jobs. The distribution of job offers is determined endogenously, with compensation packages consisting of a wage and menu of insurance offerings (premiums and coverage) that workers select from. Using our estimated model we find that households’ valuation of employer- sponsored spousal health insurance is significantly reduced under the ACA, and with an “employee-only” health insurance contract emerging among low productivity firms. We re- late these outcomes to the specific provisions in the ACA. RSVP Recent News More news Student profile: Sohyun Lim, MPP Class of 2025 Thu., April 18, 2024 Q&A: Kim Wolske On How to Make Solar Panels More Accessible Thu., April 18, 2024 Climate change may cost $38 trillion a year by 2049, study says Thu., April 18, 2024
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